13 Legit Ways to Get Free Online Money

 


 Need Extra Cash Without the Effort? Here's How to Get Free Money


Want to boost your bank balance without breaking a sweat? This guide will show you how to get free money with minimal effort. Many lists out there include options like paid online surveys, which involve too much work to be considered truly "free." Here, we focus only on the easiest and simplest ways to make free money. You can still earn £100s!

 How to Earn Free Money

**Bursaries, Scholarships, and Grants**

This may not be news to many, but it's worth a mention. Students can receive money through bursaries, scholarships, and grants, which don't need to be repaid. You might think these are only for top students or those from less privileged backgrounds, but there are opportunities for everyone. You can get funding for all sorts of reasons, from being a vegetarian to having a particular surname. For more information, check our guide to bursaries and scholarships.

**Sign-Up Offers**

When creating an account with a company, always check for sign-up offers. Many companies give free money or Amazon vouchers for signing up. You might need to make a qualifying purchase, but if it's something you were already planning to buy, it's free cash. Some of our favorites include a £5 bonus for joining OnePoll and Plum. Always check the terms and conditions of each offer for more details.

**Switching Banks or Utility Suppliers**

Opening a student bank account is a great move, but did you know you can get free cash for switching bank accounts even after you start uni? Banks offer up to £200 in cash or vouchers for switching. Check our list of the best bank switching offers to see how much you could get. These offers often suit new customers too, not just switchers. Make sure to check the terms to ensure you’re eligible.

**Referral Programs**

Referral codes are a fantastic way to earn free money. Banks, energy companies, and broadband providers often offer great referral bonuses. For example, Octopus Energy gives £50 credit. Both you and the person you refer get a reward, making this a win-win situation. Check the apps and services you use for referral programs and start raking in the cash.

**Student Loan Refunds**

Sometimes graduates end up over-repaying their Student Loans due to system errors. This means you could be owed a refund. If you've overpaid, you could get back a few hundred pounds. Check our guide on how to claim your Student Loan refund.

**Tax Rebates**

If you've accidentally paid too much tax, you may be entitled to a rebate. This can happen for various reasons, but you can claim a refund up to four years after the overpayment. Students rarely earn over the annual tax threshold, so if you think you’ve overpaid, look into claiming a rebate.

**Earning Interest with Savings Accounts**

If you have some spare cash, put it in a high-interest savings account or a cash ISA to earn interest. Inflation can reduce the value of your money over time, so keeping it in a good savings account helps maintain its value. Chip is one option, but compare others in our guide to the best savings accounts.

**Lifetime ISA (LISA)**

A Lifetime ISA can give you up to £1,000 of free money every year. Deposit up to £4,000 annually, and the government adds a 25% bonus. While there are restrictions on withdrawals, if you use it to buy a house or for retirement, it's a great way to earn free money. For more details, check our guide to Lifetime ISAs.

**Cashback Sites for Online Shopping**

Using cashback sites like TopCashback and Quidco can get you a percentage of your purchases back as cash. Many retailers participate, and you can earn significant amounts, especially on big purchases like car insurance or new phones. Supermarket cashback apps can also pay up to 100% cashback on selected items.

**Get Paid to Use the Internet with Swagbucks**

Swagbucks pays you for simple online tasks, including using it as your default search engine. You can earn points (SB) for searches, which can be redeemed for gift cards or cash. Check our Swagbucks review for more info.

**Earn Money from Walking**

Apps like Sweatcoin, BetterPoints, and winwalk reward you for walking. They track your steps and convert them into virtual currency, which you can exchange for vouchers. While you won't make a fortune, it’s an easy way to earn some extra cash.

**Win Free Money from Competitions**

There are hundreds of free competitions you can enter in the UK with cash prizes. Regularly entering competitions can lead to winning a fair number of prizes. Free lotteries with daily result checks can also offer substantial jackpots.

**Scan Your Receipts for Cash**

Receipt-scanning apps like Storewards and Shoppix pay you to upload your receipts. You’ll earn points or tokens for each receipt, which can be exchanged for vouchers or cash. It’s an easy way to make some extra money with minimal effort.

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